I got denied from yet another loan application. I'm not sure where I'm going wrong with these applications but it's really beginning to piss me off. Here's a chance for the banks that I've been banking with to give me a loan to consolidate my debts and earn interest off it and they say no.
I'm in full time employment, have paid off loans before and my credit rating over the last 6 months has been pretty good. I'm beginning to wonder is there something written somewhere about me that's not very flattering. I'm eager to get to the bottom of this and sort it all out. I'm very unhappy with not being able to pay off my debts right now and pay a lot less interest.
Currently I owe an amount to MBNA and Bank of Ireland. I'm trying to close my account with Bank of Ireland and my credit card with MBNA. This loan would help me achieve that as I'm losing money hand over foot to their very painful interest rates. By taking out a loan I would save loads of money and my current bank would earn the interest off the loan I would get off them instead of giving the possible money to MBNA and BoI respectively.
More to come on this.
-Mike P.
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